Job Description
Job Details Job Location Merrimack Street - Lowell, MA
Description At Jeanne D'Arc Credit Union, we don't just offer jobs-we build careers. With
competitive pay, outstanding benefits, a supportive team environment, and endless growth opportunities , you'll have everything you need to thrive.
We take pride in our team, who go above and beyond to deliver
exceptional service and offer smart financial solutions to our members. If you're looking for a
rewarding role where you can make a difference in helping people and giving back to the community, we'd love to have you on board!
Now Hiring: Senior Loan Officer As a
Senior Loan Officer , you'll work under the leadership of the
Mortgage Origination Officer , to developand retain a referral source network for residential mortgages. Responsibilities include evaluatingmembers' finances to determine creditworthiness for a loan by utilizing consultative selling techniques.
Your contributions will help our members achieve their financial goals while advancing your career in a dynamic and supportive environment.
Are you ready to grow with us? Apply today! Essential Functions & Responsibilities: - Identifies, contacts, and visits potential or existing Credit Union members independently; cultivates new real estate opportunities that can develop into strategic relationships.
- Develops and maintains relationships with industry peers to establish a referral source network for real estate loan generation.
- Interviews loan applicants and analyze their financial position to determine appropriatemortgage products. Consults with members on alternatives to the original loan application whennecessary. Demonstrates a special effort to say "yes" to accommodate internal and externalmember needs.
- Communicates credit decisions to prospects and members and negotiates specific loanconditions within parameters defined by policy and credit decisions.
- Demonstrates proficiency in pipeline management with an emphasis on organization andmultitasking skills.
- Coordinates and performs preliminary financial analysis and credit investigations to makesound credit decisions as directed. Uses sound judgment to escalate concerns that exceedauthority or knowledge base to appropriate team members.
- Performs other job-related duties as assigned.
Qualifications Experience: Three years of experience as a real estate or related lender or relevant banking experience is required. Must have a valid driver's license and a good driving record with two years of driving experience. Proper National Mortgage Licensing System (NMLS) credentials are required or obtained within 60 days of hire.
Education: Bachelor's degree required or an equivalent combination of education and experience.
Interpersonal Skills: Position requires a significant amount of personal contact with others inside and outside the Credit Union, thus requiring a high degree of confidentiality, discretion, diplomacy, and tact in communication. Builds relationships and fosters positive interactions with Credit Union team members, members, and vendors by demonstrating friendly, helpful, and efficient service. Exceptional follow-up and follow-through skills are critical to success in this role. Must have the ability to motivate, influence, and gain the trust and cooperation of others. Excellent written and verbal communication skills are required, including positive body language and tone and communicating clearly and concisely. Empathy, patience, active listening, and sound judgment are required. Must have the ability to understand and communicate products, services, and regulations. JEANNE DARC CREDIT UNION
Job Tags
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